Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice

We seek to be the 1 choice for the military community and their families

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members

Be part of what truly makes us special and impactful

The Opportunity As a dedicated Subrogation Specialist, you will within defined guidelines and framework, provide specialized Auto and/or Property claims service by evaluating physical damages on claims made by other insurance carriers against USAA and determining the proper indemnity owed to the claimant carrier

What you’ll do: Ensure coverage has been properly applied to the loss and coordinate a response with the Auto or Property adjuster when a coverage issue has been identified

Apply foundational knowledge of P&C insurance industry products, services, and processes to include P&C insurance policy contracts and coverages, common law, contract law, state statutes, evidence and damages

Review and audit estimates and settles claims within prescribed limits of authority

Effectively negotiate settlements with contractors, adjusters or any insured representative

Recognize and documents subrogation, SIU, and salvage opportunities, and refer accordingly

Reimburse policyholder’s deductible after recovery is made

Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures

What you have: High School Diploma or General Equivalency Diploma required

Up to 1 year subrogation claims adjusting experience or auto or property claims adjusting experience

Acquisition and maintenance of insurance adjuster license within 90 days and designated number of attempts

Developing knowledge of common law, contract and negligence laws

Ability to confidently resolve issues and negotiate fair settlements

Strong written communication skills with excellent attention to detail and accuracy

What sets you apart: 3 or more years of auto claims experience

Currently have an active auto adjuster license. US military experience through military service or a military spouse/domestic partner

Compensation range: The salary range for this position is: $48,340 – $81,580 . USAA does not provide visa sponsorship for this role

Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.)

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive

You are paid within the salary range based on your experience and market data of the position

The actual salary for this role may vary by location

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness

These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs

Additionally, our career path planning and continuing education assists employees with their professional goals

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled

Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.